Homeowners insurance generally provides coverage for your home's structure, personal property, liability protection, and additional living expenses if a covered loss makes your home uninhabitable.

Yes. Most insurance carriers provide discounts when you combine homeowners and auto insurance policies together.

Illinois law requires drivers to carry minimum liability insurance that includes bodily injury and property damage coverage to legally drive a vehicle.

Liability: Provides coverage for damage or injuries you cause to other people.
Collision: Provides coverage for damage to your own vehicle resulting from an accident.
Comprehensive: Provides coverage for non-collision incidents such as theft, fire, hail, or vandalism.

Business insurance protects your company from financial losses resulting from lawsuits, property damage, employee injuries, and other unforeseen events.

Typical coverages include:
General liability insurance
Commercial property insurance
Workers' compensation insurance
Commercial auto insurance
Professional liability insurance
Business owner's policy (BOP)

Workers' compensation provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who experience work-related injuries or illnesses.

Illinois law requires most employers to maintain workers' compensation insurance, including those with just one employee.

General liability insurance provides protection for businesses against claims related to bodily injury, property damage, and advertising injury.

Nearly all businesses can benefit from liability coverage, including contractors, retail stores, restaurants, consultants, healthcare providers, and professional service firms.